{"id":409324,"date":"2026-11-13T12:23:39","date_gmt":"2026-11-13T11:23:39","guid":{"rendered":"https:\/\/www.mallorcaguru.es\/hipoteques-a-mallorca\/"},"modified":"2026-11-14T13:00:36","modified_gmt":"2026-11-14T12:00:36","slug":"hipoteques-a-mallorca","status":"publish","type":"page","link":"https:\/\/www.mallorcaguru.es\/ca\/hipoteques-a-mallorca\/","title":{"rendered":"Hipoteques a Mallorca"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"409324\" class=\"elementor elementor-409324 elementor-409167\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248e2fa e-con e-atomic-element e-flexbox-base e-default-div e-f7da4c0 \" data-id=\"248e2fa\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"248e2fa\">\n    <div class=\"elementor-element elementor-element-0608786 e-con e-atomic-element e-flexbox-base e-default-div e-9b431ae \" data-id=\"0608786\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0608786\">\n    \t\t<div class=\"elementor-element elementor-element-d2d5b52 elementor-widget elementor-widget-text-editor\" data-id=\"d2d5b52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"padding-left: 40px; text-align: center;\"><strong>Habeno<\/strong><\/h2>\n<p><\/p>\n<p style=\"padding-left: 40px;\">El vostre intermediari hipotecari de confian\u00e7a per comprar un habitatge a Espanya.<\/p>\n<h3 style=\"padding-left: 40px;\"><strong>Una sola sol\u00b7licitud. M\u00faltiples ofertes. Assessorament complet durant tot el proc\u00e9s.<\/strong><\/h3>\n<p><\/p>\n<p style=\"padding-left: 40px;\"><strong>Mallorca Property Guru<\/strong> col\u00b7labora amb <strong>Habeno<\/strong> per ajudar-vos a negociar les millors ofertes hipotec\u00e0ries amb els principals bancs espanyols. Amb assessorament personalitzat durant tot el proc\u00e9s, Habeno us acompanya perqu\u00e8 cada etapa, des de la sol\u00b7licitud fins a la formalitzaci\u00f3 de la hipoteca, sigui senzilla i segura.<\/p>\n<p><\/p>\n<p style=\"padding-left: 40px;\"><strong>Comparaci\u00f3 d&#8217;ofertes banc\u00e0ries<\/strong><\/p>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Amb <strong>Habeno<\/strong>, una sola sol\u00b7licitud us permet accedir a ofertes hipotec\u00e0ries de diversos dels principals bancs espanyols, cosa que facilita una comparaci\u00f3 transparent de les condicions i proporciona una major capacitat de negociaci\u00f3 en nom vostre.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-dac6eca e-con e-atomic-element e-flexbox-base e-default-div e-c57d67c \" data-id=\"dac6eca\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"dac6eca\">\n    \t\t<div class=\"elementor-element elementor-element-6cf52e7 elementor-widget elementor-widget-text-editor\" data-id=\"6cf52e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>Assessors experts<\/strong><\/span><\/h5>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Comprar una propietat a Espanya implica la participaci\u00f3 de diversos professionals: bancs, advocats, notaris i taxadors. Els assessors especialitzats de Habeno coordinen tot el proc\u00e9s hipotecari i garanteixen una experi\u00e8ncia fluida, segura i completament assessor\u200bada, des del principi fins al final.<\/p>\n<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>Finan\u00e7ament a mida<\/strong><\/span><\/h5>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Cada comprador t\u00e9 unes necessitats i circumst\u00e0ncies \u00faniques. Habeno ofereix solucions hipotec\u00e0ries personalitzades, adaptades a la vostra situaci\u00f3 financera, amb una estructura de finan\u00e7ament adequada, condicions clares i la tranquil\u00b7litat necess\u00e0ria durant tot el proc\u00e9s de compra de la vostra propietat.<\/p>\n<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>Com funciona: 4 passos per obtenir una oferta hipotec\u00e0ria<\/strong><\/span><\/h5>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-672e0ea e-grid e-con-boxed e-con e-parent\" data-id=\"672e0ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8710cd6 elementor-widget elementor-widget-text-editor\" data-id=\"8710cd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>1. Obteniu una preaprovaci\u00f3<\/strong><\/span><\/h5>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Preaprovaci\u00f3 digital immediata amb <strong>Habeno<\/strong> perqu\u00e8 pugueu avan\u00e7ar r\u00e0pidament en el proc\u00e9s.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Preaprovaci\u00f3 en 24 hores.<\/li>\n<li>Oferta hipotec\u00e0ria en 1\u20132 setmanes.<\/li>\n<li>Aprovaci\u00f3 definitiva en aproximadament 6\u20138 setmanes.<\/li>\n<\/ul>\n<p><\/li>\n<p><\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c6ca7f elementor-widget elementor-widget-text-editor\" data-id=\"4c6ca7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>2. Pugeu la vostra documentaci\u00f3<\/strong><\/span><\/h5>\n<p><\/p>\n<p style=\"padding-left: 40px;\">El vostre assessor de <strong>Habeno<\/strong> us ajuda a preparar i presentar la sol\u00b7licitud hipotec\u00e0ria completa.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Recopilaci\u00f3 de documents.<\/li>\n<li>Verificaci\u00f3 de la informaci\u00f3.<\/li>\n<li>Presentaci\u00f3 de la sol\u00b7licitud a diversos bancs.<\/li>\n<\/ul>\n<p><\/li>\n<p><\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ea04be elementor-widget elementor-widget-text-editor\" data-id=\"3ea04be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>3. Reviseu les vostres ofertes<\/strong><\/span><\/h5>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Compareu totes les ofertes hipotec\u00e0ries amb l&#8217;assessorament d&#8217;experts per prendre la millor decisi\u00f3.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Revisi\u00f3 de totes les ofertes.<\/li>\n<li>Elecci\u00f3 de la millor opci\u00f3.<\/li>\n<li>Notificaci\u00f3 al banc seleccionat.<\/li>\n<\/ul>\n<p><\/li>\n<p><\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c555ff4 elementor-widget elementor-widget-text-editor\" data-id=\"c555ff4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"padding-left: 40px;\"><span style=\"font-size: 12pt;\"><strong>4. Formalitzaci\u00f3 de la hipoteca<\/strong><\/span><\/h5>\n<p><\/p>\n<p style=\"padding-left: 40px;\"><strong>Habeno<\/strong> coordina cada etapa del proc\u00e9s perqu\u00e8 la formalitzaci\u00f3 de la hipoteca sigui senzilla i sense preocupacions.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Organitzaci\u00f3 de la taxaci\u00f3 de l&#8217;immoble.<\/li>\n<li>Gesti\u00f3 de la documentaci\u00f3 legal i de la FEIN (Fitxa Europea d&#8217;Informaci\u00f3 Normalitzada).<\/li>\n<li>Programaci\u00f3 de la signatura davant de notari.<\/li>\n<\/ul>\n<p><\/li>\n<p><\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a69475 e-flex e-con-boxed e-con e-parent\" data-id=\"9a69475\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-451870e elementor-widget elementor-widget-text-editor\" data-id=\"451870e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"padding-left: 40px;\"><strong>Descobriu les vostres opcions hipotec\u00e0ries<\/strong><\/h4>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Completeu una avaluaci\u00f3 pr\u00e8via gratu\u00efta en nom\u00e9s 2 minuts.<\/p>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Habeno tamb\u00e9 ofereix finan\u00e7ament hipotecari per a la compra de segones resid\u00e8ncies, habitatges sobre pl\u00e0nol, habitatges d&#8217;obra nova i projectes d&#8217;autoconstrucci\u00f3.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44f6e9b e-flex e-con-boxed e-con e-parent\" data-id=\"44f6e9b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8158d9 elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"d8158d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- Habeno Full Mortgage Calculator - Wide Version -->\r\n\r\n<div id=\"habeno-mortgage-calculator-container\"\r\n     style=\"width:100%; max-width:100%;\">\r\n\r\n  <iframe\r\n    id=\"habeno-mortgage-calculator\"\r\n    src=\"https:\/\/widget.v1.habeno.com\/mortgage-calculator?partnerId=e9276bdb-3d66-4dcd-aa88-08daf9f644ba&amp;type=wide&amp;mode=light&amp;minPropertyPrice=100000&amp;maxPropertyPrice=5000000\"\r\n    aria-label=\"Habeno calculator widget\"\r\n    title=\"Habeno mortgage calculator\"\r\n    style=\"width:100%; height:950px; border:0; display:block;\"\r\n    sandbox=\"\r\n      allow-scripts\r\n      allow-same-origin\r\n      allow-popups\r\n      allow-forms\r\n      allow-popups-to-escape-sandbox\r\n      allow-top-navigation\r\n    \"\r\n   loading=\"lazy\"><\/iframe>\r\n\r\n  <div style=\"text-align:center; padding-top:10px;\">\r\n    POWERED BY\r\n    <a href=\"https:\/\/habeno.com\" target=\"_blank\" rel=\"noopener\">HABENO<\/a>\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n<!-- End Habeno Full Mortgage Calculator -->\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2af1d00 e-flex e-con-boxed e-con e-parent\" data-id=\"2af1d00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cc2753 elementor-widget elementor-widget-text-editor\" data-id=\"0cc2753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-align: center;\"><strong>Av\u00eds d&#8217;afiliaci\u00f3<\/strong><\/p>\n<p><\/p>\n<p style=\"padding-left: 40px;\">Mallorca Property Guru col\u00b7labora amb Habeno per ajudar els compradors d&#8217;immobles a explorar les opcions de finan\u00e7ament hipotecari a Espanya. Si utilitzeu el nostre enlla\u00e7 de recomanaci\u00f3 o la calculadora hipotec\u00e0ria i decidiu contractar els serveis de Habeno, \u00e9s possible que rebem una comissi\u00f3 per la recomanaci\u00f3. Aix\u00f2 no suposa cap cost addicional per a vosaltres.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Finan\u00e7ament hipotecari a Espanya per a residents i no residents<\/p>\n","protected":false},"author":1,"featured_media":329303,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"categories":[3339],"tags":[],"class_list":["post-409324","page","type-page","status-publish","has-post-thumbnail","hentry","category-practica-referencia"],"_links":{"self":[{"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/pages\/409324","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/comments?post=409324"}],"version-history":[{"count":0,"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/pages\/409324\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/media\/329303"}],"wp:attachment":[{"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/media?parent=409324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/categories?post=409324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mallorcaguru.es\/ca\/wp-json\/wp\/v2\/tags?post=409324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}