Habeno
Your trusted mortgage broker for buying a home in Spain.
One application. Multiple offers. Full support throughout.
Mallorca Property Guru has partnered with Habeno to help you negotiate the best mortgage offers with leading Spanish banks. With personal advice throughout the entire process, Habeno ensures a smooth and secure journey from application to completion.
Bank comparison
With Habeno, one application gives you access to mortgage offers from multiple leading Spanish banks – enabling transparent comparison and stronger negotiating leverage on your behalf.
Expert advisors
Buying property in Spain involves several parties — banks, lawyers, notaries, and appraisers. Habeno’s senior advisors coordinate the entire mortgage process, ensuring a smooth, secure, and fully guided experience from start to finish
Tailored financing
Every buyer´s journey is unique. Habeno provides personalized mortgage solutions tailored to your financial situation, ensuring the right structure, clear terms, and confidence throughout your property purchase.
How it works 4 Steps to a mortgage offer.
1. Get a pre-approval
Instant digital pre-approval from Habeno so you can move forward quickly.
- Pre-approval in 24 hours.
- Loan offer within 1–2 weeks
- Full approval in ~6-8 weeks
2. Upload your documents
Your Habeno advisor helps prepare and submit your full application.
- Collect documents
- Verify information
- Submit to multiple banks
3. Review your offers
Compare all mortgage offers side by side with expert guidance.
- Review all offers
- Choose the best option
- We notify the selected bank
4. Closing
Habeno will coordinate every step for a smooth, stress-free completion.
- Appraisal arranged
- Legal & FEIN handled
- Notary signing scheduled
See your mortgage options
Takes 2 minutes to complete a free pre-assessment
Habeno also offers mortgages to buyers for second homes, off plan purchases, new builds, and self-build projects.
Affiliate Disclosure
Mallorca Property Guru works in collaboration with Habeno to help property buyers explore mortgage financing options in Spain. If you use our referral link or mortgage calculator and proceed with Habeno’s services, we may receive a referral commission. This does not result in any additional cost to you.
